I am an American, but, after Trump, I often spell it amerika. I also noticed the original poster's spelling and I merely approved of his political views. I didn't consider him to be Russian.
I have Ooma which is a VOIP (voice over internet service) for my home phone in the US. It is very cheap, only a few dollars a month. (I pay an extra $5/month for up to 500 free minutes to almost any phone in the world.)
Then I load the Ooma app to my cell phone and adjust the settings so that any call to my home phone also rings my cell, just as long as my cell has internet connection. In Thailand, I buy a cheap Thai SIM card which gives me internet connection, so I can then both receive calls from the US and MAKE calls TO the US for free from my cell phone in Thailand.
Finally, I forward my US cell number to my US home phone (Ooma) number, so any calls to either my US home or my US cell number ring through to my cell in Thailand and I can use my cell with a Thai SIM card to call almost any number in the world for free.
Thanks. Oh, do I need the bank account in my name? My wife has a long standing account where I transfer money periodically, but would that account qualify me?