@Mike *****

I did the same with my OA visa for 6 years. I meet the income requirements for the LTR and already had the insurance even before it was a requirement for the OA. The LTR is 50,000 baht for 10 years. It is about the same as the 1,900 yearly fee depending on how you look at it. Surprisingly I really like not doing 90 day reports. I was very efficient about gathering the documents for yearly extensions but it is nice not doing that either. There are also no money in the bank requirements for the LTR.

I thought about in it 2022. It was a close call but I’m happy I got the LTR. The application was very easy as well.

I have Netflix but it is Asian Netflix. It has a slightly different selection movies plus, I assume, a greater selection of Asian movies.

@Martin *****

Look at what the policies cover. Accident insurance will cover accidents not a heart attack.

@Chizel ******

It was accident insurance offered through a bank. They didn’t ask for anything except the fee.

Pre-existing conditions apply for my comprehensive Pacific Cross insurance.

After I turned 65 I couldn’t get bank accident insurance.

When I made a claim on my Kasikorn accident insurance I just went into the bank and talked to a bank officer. I had hospital receipts. They paid into my bank account in 30 days.

@Neil *****

Sorry. I was speaking about the pensioner LTR. I corrected my comment.

No investment required for the pensioner LTR if you meet the $80,000/year passive income requirement

@Marcin ******

Sorry. I was speaking about the pensioner LTR. I corrected my comment

@Steve *********

Tax returns are one easy way to see all or some of your income. If you have other income then you need to talk to them about it. I’ve seen in LTR discussions that income other than straight work or government pensions can qualify. I believe they are looking at pre-tax income.

@Thomas ******

The $80,000/yr can be a combination of sources. They just looked at my US tax returns. Besides pension and Social Security I don’t know what other sources of income qualify as passive. I know other sources do qualify. I’m pretty certain 401k withdrawals won’t count

@Peter ***********

The pensioner LTR is about passive income. The Elite visa is about cash on hand. The pensioner LTR is incredibly easy to apply for and get if you meet the insurance and $80,000/yr passive income requirements. The staff at the Thailand Board of Investment office are very helpful and friendly. I’m sure the Elite visa people are helpful too but you have to have the cash and be willing to pay the Elite fee.

As I’ve said elsewhere in this thread, the Elite Visa is a good option for people under 50 who have few options to stay long term. For expats over 50 there are other options and you need to weigh the details of each visa type with your own individual circumstances.