Tag Thai, True all hard work and tedious to use/top up (in cash)/ sign up etc …
All the fixation on opening a bank is quite odd considering deposited monies would be monies remitted into this country and likely causing questions liabilities down the line
Newly launched in beta in Thailand i’ve found Moreta Pay signed up in about 10mins / they only have USD account at the moment (gbp/euro) coming soon so just created one on wise funded it then linked it to the app.
It’s worked seamlessly in all businesses/ stores i’ve been in scanning QR codes. and can pay bills etc linked via Lazada.
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Only constraint is it’s business QR codes at the moment - so paying the little old lady at the market 50baht to her personal qr code won’t work (coming soon apparently) but i think stall traders would sooner prefer cash and long it prevail.