not racist at all. It's a simple factual observation. Pay attention to the people around you when you're in Thailand. Go to the markets where the Indians are prevalent shop owners. It's kind of obvious. I've been to 30 countries, lived in at least 5 of them. In general, the worst humans are the filthy animals of the animal kingdom considering we think of ourselves as the most intelligent species.
actually, US citizens are required to report foreign accounts with an aggregate balance of over $10,000 in a CY, especially when filing a return. It's not difficult. Just a yes or no answer. I've been reporting for years without any issues.
really? Do you know how difficult it is to smuggle weapons out of a country and into another? For some it may sound easy and it does happen, but not everyone in America has a gun. Stop generalizing about Americans.
You'll be fine. Don't plan so much. Just go with the flow and be careful with how you spend your money. It was easy for me to spend less every day. I just did a lot of walking to parks, wats, and malls. Mostly free too.