I believe many expats only see their wives for a few months every year. Apparently they're "working elsewhere". It doesn't equate with me. Why get married if you're going to spend more time away from your wife than with her. I get the bit about bank accounts. I know retirees here who live here full time but still get their pensions paid into a UK bank account so they get the annual increases
Probably could for a while, but if a pattern sets in, you could be questioned, but if you're only spending 180 days in Thailand each year, in 2 x 90 day segments, you'll probably get away with it
Visa agents don't like the DTV. It has to be obtained online overseas. Agents strength was always in paying bribes to immigration offices. The DTV has totally bypassed these. Rumours are rife that the DTV is going to be totally overhauled and that retirement visa criteria levels will be increased. The government is pushing Elite and LTR
It's not a long term lease the banks are looking for, it's a long term visa. If an agent is arranging a 12-month non-O extension, they can also arrange a bank account. However, realistically if a person enters the country with a 90-day non-O, or a 12-month non-OA, they can actually open the bank account themselves
The fact is DTV holders do not "live" in the country. Immigration and Banks see a tourist, and tourists generally don't "live" in a country. I'm expecting some major changes to DTV in the coming months. It's causing the government more headaches than it's worth. They will go back to pushing Elite and LTR for those who want to stay long-term in Thailand
I think that's a major part of the "DTV Problem". The government has realised it's not working the way it was planned and that many are circumnavigating the requirements to get what they perceive as a long term visa - which the DTA isn't. An officer at CW told me a few months ago that the DTV was intended to have a maximum of 180 days in any year, which is why immigration generally won't touch it. I do expect some major changes to the DTV in the next six months, with some very amended restrictions. It's proving to be very unpopular with the government, immigration and the banks