Majority of people who get sick, it's a progressive illness, so as long as your fit enough to travel get in a plane home. Accident insurance is a different beast. If you intend driving either a car or motorbike make sure your licence is valid with the insurance companies and only take out first class insurance.
Very true. If people are paranoid about their health and having health insurance they'd be better staying in their own country if it has universal health cover.
That's pretty much the same with all insurance claims. An insurance claim assessors job is to try and pay out as little as possible, if anything when someone makes a claim.
Who'd be bothered about repatriation if you die. I certainly wouldn't. Can't understand why people would want their dead carcass returning to where they were born.
To be honest, I don't take much notice of anything all the so called farang experts living in Thailand say. Farangs are all visitors in Thailand , apart from the few hundred that have permanent residency, so I don't know why farang visitors are on FB (Sadbook) trying to put every farang bang to rights. All I know is the eleven years I stayed in Isaan previously, I didn't, apart from on four occasions have any issues with immigration.
You've obviously read my post, so what you say is irrelevant to my past experiences. Some people on Sadbook, just like ridiculing others comments. Looks like your one of those people. Gone to Thailand, married a Thai and your now an expert on everything, except how Thailand really works.