It solely depends on how tricky your accountant is. It's too easy to change % of shares in a DBD registered company. Both of you can use just one company with 4MB capital and get a new set of DBD papers issued (two times) for each director stating 40% or more shares in a company. Avoid to waste money on translations ^^
This is your personal explanation. Again, it has nothing to do with embassy. They have set codes and procedure to perform their duties. Next time prepare a set of documents as advised by
. Dress nice and talk polite. Just apply for tourist visa. No need to mention about gf, it's nothing to do with any embassy on this visa category. There should be no problem et all.
sometimes they ask me that you'll have to declare if you're carrying more than $10K. Should it suffice for retirement visa purpose if my mom carry it with her?