@Maitin ******

all perfectly true. I’m never standing in line or chasing the paper trail to sort it all out. Nobody retires to go stand in govt lines. Well… except a few cheap Charlie’s here apparently

@Nick ***********

you can ignore him.

@Kevin ********

you need to do more ‘research’

@Max ************

clearly reading comprehension is not your forte.

@Max ************

why does it sound like that lol? It’s beer money. But as they say, a fool and his money are easily parted. What do here with with micro amounts reflects how you handle money in general.

It sounds like you have no clue about the value of time.

I wouldn’t park mine in savings account or FD accounts. Don’t be ridiculous. They don’t even keep up with inflation especially on an after tax basis

@Neil ******

Agents charge about 32k for 15 month starter pack. Then 16k or so for annual renewals. The obvious financial advantage being that you don't need 800k in the bank for an agent. 800k at 5% makes 40k annually. Pays for your 16k annual fee and leaves you 24k every year in your pocket. Up to you

@Fred ********

and where was it? Which branch? Many here excited to know I’m sure

@Fred ********

oh good. And when was that? In the last decade?

Let us know which bank and location, they will have a large lineup tomorrow

@Graham *****

although true, it's a hassle. And as you are well aware it's not like you can send it out and back into country without incurring costs that would far exceed the value. Agents make perfect sense to anyone with a tiny bit of financial savvy

@Neil ******

you actually lose about 24,000 a year by doing it yourself