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What are the requirements and experiences for opening a bank account in Thailand on a Non-O visa?

Non-O Visa Bank Account Opening Thailand Visa Rules Immigration Forms Resident Form Banking Requirements Expat Experiences Thai Banking System

Nov 21, 2025

19 hours ago

Robert ******

ORIGINAL POSTER

Figure some may be interested in bank account opening information. Entered on Non O Monday. Went to immigration got the resident form. Had to show my passport stamped non o and my lease agreement for place I’m renting. I asked for two copies of the residency forms from immigration.

 Now the bank hopping began but wasn’t horrible. Went to 3 and they each gave me their reason why I couldn’t open the account there. 4th bank was asked for passport showing non o and forms received from immigration and a form from my cell phone provider stating the phone account is mine. Lady spent a lot of time helping I opened two separate savings account one with an ATM card I will use for monthly deposits and spending the other used for holding the funds required for retirement visa I will leave in that account.

 So just posting to give my experience and to help hopefully it doesn’t discourage others because a bank or two or three say no, just keep trying.

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TLDR : Answer Summary

The post shares an experience about opening a bank account in Thailand on a Non-O visa. The author discusses visiting immigration to get the necessary resident forms, showing their passport, lease agreement, and multiple attempts at different banks. They successfully opened two savings accounts after several attempts at different banks, highlighting the importance of persistence despite rejections. Commenters inquire about specific bank names and paperwork requirements, sharing their own experiences to offer insight into the banking process for expats.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
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Matthew *********

I went yesterday to switch from bangkok bank to kbank. Omg so easy. 4 pages of passport was the only paper work. Everything done on tablet and she even used my tm47 that inside my passport. In and out 15 minutes. Kbank rules. Closed my acct at the communist ak called bangkok bank

15 hours ago

Kenneth *******

@Matthew ********

just a question I'm not sure to get a retirement visa don't u need Bangkok Bank .? Will they do it with a K Bank account ?

14 hours ago

Matthew *********

@Kenneth ******

bangkok bank is no longer friends of farangs. They make policy against immigration requirements and freezing accts for aparent reason. Mine was frozen and went in and had no valid reason. Biometric was up to date, proper long term visa , same phone number for years. And they are ruining people ability to get the certificate of bank balance . I went into to kbank and I started to explain why I needed a new acct. Once I said bangkok bank was my bank she said say no more. She already knew. Kbank is happy to work with farangs

13 hours ago

Kenneth *******

@Matthew ********

OK yes I herd that But can you get a retirement visa using K Bank? Not renew get first retirement visa

13 hours ago

Matthew *********

@Kenneth ******

yes. Very easy bank to work with. So impressed by them. It was fun y yesterday when they ask you check which box best fits your pension about. I checked box

*****

0 to

*****

0 and girl looked at wife and said why you not go to america and live. I laughed at her. So opposite of bangkok bank. No personality and they are like robots. Go there and open an acct and let me know how easy it was

13 hours ago

Kenneth *******

@Matthew ********

OK thankyou 🙏

12 hours ago

Robert ******

ORIGINAL POSTER

Yea I wanted to get the Kbank but they said I needed the retirement visa stamp. It really comes down to the knowledge of the person and branch your talking to. I was going to try a different here in Buriram but Krungthai worked out well.

13 hours ago

Reply to

Robert ******

Michael ********

My guess it was SCB that you were successful with.

15 hours ago

Von ***********

I successfully opened a second account at my local Kasikorn branch recently after arriving on Non-O visa.

Lease agreement, Non-0 stamp in my passport, thai phone number, verification receipt from my Telco, recently obtained Thai driver’s licence. Ticked all the boxes. Lot of paperwork on their end the poor buggers, bit of patience and time my end.

Initial bank 🏦 account opened in BKK via assistance with my Visa Agent.

Be humble, be patient and have all your documentation ready.

17 hours ago

Robert ******

ORIGINAL POSTER

It definitely requires patience but as we just retired and moved to Thailand to get out of the rat race and stress simple things like a long process to meet the Thai requirements aren’t stressing me.

14 hours ago

Von ***********

@Robert *****

totally agree the bureaucracy in Thailand is next level, the amount of times you sign your name over and over again and the reams of paper 📝 is incredible.

All the best on your retirement. Mine is going well so far.

11 hours ago

Reply to

Von ***********

Alison **********

What were the reasons given by the banks who said no? It is helpful for others to know this - thanks

18 hours ago

Robert ******

ORIGINAL POSTER

Two banks asked for retirement visa stamp the other bank asked for our marriage certificate (my wife is Thai) Krungthai was good and we were able to get it done there.

14 hours ago

Sue **********

@Robert *****

I don‘t understand. Didn‘t you enter with the non-O retirement visa?

10 hours ago

Robert ******

ORIGINAL POSTER

Hi Sur

I entered with a Non O visa yes but the requirements as someone said in a response earlier do not seem to come from a central source and roll out to everyone the same. The request for documents were different 3 times out of 4 banks.

9 hours ago

Reply to

Robert ******

Bent *************

I don’t beleive your story!

Where did it happen?

What banks did you visit?

18 hours ago

Robert ******

ORIGINAL POSTER

I don’t care

14 hours ago

Kenneth *******

@Bent ************

hay expert where do you work ? for thai government

Bent *************

Sure

Kenneth *******

you are a nutter full of crap 💩

7 hours ago

Reply to

Kenneth *******

Jeremy ******

@Bent ************

tool!

17 hours ago

Reply to

Jeremy ******

Todd *********

Nicely done!

18 hours ago

Nigel ********

@Rob***

absolutely no point posting

***

a story.

Which bank and location please, as apparently different branches have different rules.

18 hours ago

Jim ******

Is a Thai phone number required?

19 hours ago

Von ***********

@Jim *****

mandatory part of KYC ( Know Your Customer ) rolled out by BOT.

17 hours ago

Reply to

Von ***********

Shawn ********

What resident form did you get from immigration… the TM30?… I thought you get that from your landlord or condo place

19 hours ago

Shawn ********

I understand now, thank you both

17 hours ago

Stuart ***********

It's a residence certificate. You will need these for things like getting a driving licence and opening a bank account.

17 hours ago

Jeremy ******

@Shawn *******

it's a residency certificate. You take tm 30 receipt to immigration with lease and I'd.

17 hours ago

Reply to

Jeremy ******

Bernie ********

What bank

19 hours ago

Reply to

Bernie ********

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