You don't need but it's better. However the cost will vary due to any pre existing problems you may have or had. ie high blood pressure, diabetes, stroke, heart etc

Will Den Santander closed my accounts and someone else posted it was okay by Santander to have accounts while living abroad???

So now i am with Wise with a higher interest rate

Tony Gulliver I found the video and the free download very informative. They also offer 3 levels of upsell to work on your behalf. That is very tempting for me

Great information but that is totally different to the way i was treated. I went 5mths with joint accounts frozen, my personal account had access. Took another 8 weeks with their complaints dept to get sorted. Gave me 75 pounds for my trouble. I would have preferred no trouble

Santander froze my accounts for months and now just closed them. I have my pension going to Lloyds and not transferred any yet. Thinking to transfer to my wise account but very wary. Both Lloyds and Wise are registered with a UK address.

Side note: now that i am a tax resident because of being in Thailand 180+, I have to find out the best ways to transfer to be the most tax efficient

Frankie Buzzusa No need for such a foul mouth when expressing your opinion

Better to go for the Head Transplant,:) sorry if this has been suggested already

I previously worked in Saudi and was given the following advice. Don't completely ignore the plonkers, as they may have great contacts that become good friends to you

Definitely use an agent, I didn't and the stress and hassle was really bad. I have the residence visa now, all staff at Nakhon Phanom immigration were very helpful but I still feel unsettled

Don't believe google or the thai immigration websites. I have been given wrong answers from both. ie the thai website gave me an email address which was wrong, and it wasn't forwarded to the correct one. A form from the same thai website - i downloaded a 3mth extn form, went to Laos to find out the form had been replaced. I found the immigration office in Nakhon Phanom very helpful