We would happily pay for a longer stay of 5 months but not prepared to have £36,000 uk pounds sat in an instant access account (with no interest) for 8 months (5 months plus 3 before). We’re both over 50 and not working.
my understanding of current requirement uk is that the 18k (or for husband & wife 36k) has to have been in your instant access accounts for 3 months before travel and the full length of your stay - in our case 90 days. That’s a huge amount earning no interest. You also appear to need proof that you don’t have criminal record - how you’d get that I have no idea? Am I misreading somehow? Your thoughts appreciated.