@Neil *****

jesus wept, didn't even get through half of that, but essentially, you gave it the big un, got found out and now are spewing out essays to try and retrieve it! Its weird, you claim you have this world beating policy without any AIA contacts? Was it Tom? or Fin? you see I know them both. Problem for you right? So yes or no - can the readers buy an inpatient and outpatient policy for 65k? It's no right? Just give the readers the details, easy right? 😃 I know what I'm talking about and you clearly don't! You were talking utter shite from the moment you entered the thread and it was my job to head off your misleading bollocks! As for the threats you utter embarrasing tool! PLEASE tell me your toes weren't curled up when you typed that! The bottom line is, I've outed a misleading muppet, and I'm pretty sure the thai legal system doesn't cover muppets, but I'll run that past my thai lawyer wife to confirm. Know when to stop digging Gonzo, your family will thank you for it. You're so far out of your depth.

@Neil *****

and you wanted to end the bullshit! 😄 I don't know what you have but I know what you don't have! You simply stated "AIA. 60 million baht inpatient/outpatient. Worldwide coverage excluding USA. ฿ annually." - which is total bollocks and clearly misleading. You've subsequently starting throwing out other parameters you didn't mention before. So for anyone reading , you're NOT EVER going to get a health insurance policy for impatient and outpatient, with worldwide coverage for 65k baht, not with anyone, not ever.

@Neil *****

You've already said yourself, it's included as a FOLLOW UP to an impatient stay. If you go and cut yourself/burn yourself/octopus attack that causes a problem blah blah blah and go to outpatient, it's NOT included. If it was the premium would be 105k! You have got impatient cover plus anything directly related to that, you DO NOT have outpatient cover too for 65k. Still like I said we got there.

@David ********

2 Tour De France riders have died of heart attacks recently, are you as fit as them? Genetics helps but cancers and heart attacks can strike anyone regardless of the track record. What I am fascinated by is your figures that more than half of americans are not obese - I'm really struggling with that when I thought it was actually the law for americans to be as fat as possible! 😉

@Mel *****

The pre-existing is intriguing. When I looked up a policy I was told they wold NOT reach into your home country for previous conditions unless the bill was massive but told it was very rare to do that. When I asked how would they know then, they just said if a condition was presented that couldn't possibly of just happened, the would assume it already existed. The assumed word stopped me buying it as how could you possibly know your heart/liver/brain etc had been on it's last legs for years!

@Neil *****

Right now we're getting somewhere, so the policy you have plus outpatient is actually 105,960 baht which is where I would expect it to be. We got there in the end

@Neil *****

You have not got 60 million baht of worldwide cover PLUS outpatient cover for 65k baht. Not in a million years. a 40 year old with AIA with 25m cover, and NO outpatients cover, ONLY for use in Thailand would be paying circa 70k! I've got the table in front of me 😉

@Shane *******

AIA claim that too

@Neil *****

No chance! Unless you're 15?

@David ********

You're probably not in profit yet (but close) - a heart bypass will cost more than that at a good hospital, cancer will sweep past that with a huge add on if you want the latest targeted drugs and avoid the chemo. I was in the same frame of mind as you for years, but decided I would need circa 30 years of insuring myself to break even, if hit with something serious and wanted to choose the doctors, hospitals and treatments that insurance would give me so I jumped ship. Still, everyone to their own. Hope you continue to be lucky.