@Andy *******

Each to there own but my agents office is the busiest in Pattaya and I understand it is not for everyone. my friend is intent on doing the 65k per month (whatever the rate is at the time he needs to transfer and the balance not dropping below 400k!) and deal with the bureaucracy himself. I can transfer money when the rate is advantageable cream the +5% interest all for a fee that is less than 30% of the interest earned with just a couple of visits to the agent who make the process so easy.

Yes, in my case. My understanding is the best rates here are still less than 2%. I get 5.08%.

@Brandon ***********

Well done! a clear, concise and accurate summary of the requirement and possible pitfalls of transitioning from the 800k to 65k per month. The very reason I keep my money elsewhere in an interest bearing account which more than compensates for agents fees for initial application and subsequent renewals (with plenty left over) and makes my personal involvement in obtaining the visa the very minimum, whilst if necessary allowing access to those funds without jeopardy of my visa.

Why not do it online? Even this tech dinosaur managed it.

I stated my visa was quite legal, you are the only person insinuating corruption! I have had no contact with any officials.

Sending by bank transfer the charges are slightly less, I personally use Wise.

It's quite simple, 800k baht equals around £17k @ .0508% (UK interest rate) realises £860 pa. £860 pa @ 45 baht to the £ is around 38k baht! I've rounded the figures down. My visa is quite legal and issued by the relevant Thai authorities. I live and sleep well.

So naive!

@Nongnuch *******

I do sleep well and you are very naive 555.

@David *********

I think David is correct for now but others have been caught out, can depend what you do from the account and whether using app or online and your credit/debit card use in Thailand over an extended period of time.