I have found lots of useful information on this site and want to pose my first question. I send money to a Thai bank account each month for rent etc and have used Western Union. This month there has been a significant delay in transfer so I have registered to a Wise account. I am sending from UK. Wise offer 2 options - sending via bank transfer or using a debit card. There seem to be pros and cons to both. Does anyone have experience or advice of which method to use?
TLDR : Answer Summary
The discussion revolves around the use of Wise for transferring money from the UK to Thailand, highlighting the benefits and challenges associated with using debit cards versus bank transfers. Many users shared positive experiences with Wise, noting its competitive exchange rates and ease of use. However, some recommended direct bank transfers, citing concerns about fees, transfer delays, and potential account issues with banks. Overall, the consensus is that while Wise provides quicker and cheaper transfers, it is important to consider individual circumstances such as fees and transfer methods.