i travel the world full time so do not assume where i live. Getting a Thai bank account is easier than getting a US drivers license. I am not a prick and humor and jovial banter ia lost on you as it appears your whole attitude is victim hood and how everything is soon hard
Just stay your 4 months and run to loas, Vietnam, Malaysia, Cambodia and take a weekend getaway and come back. Took many people about getting a retirement visa in a country they have spent les than 5-10 years in.