you obviously don't like being corrected and resort to insults. Don't lower yourself to those tactics. You've been a good contributor so please don't belittle yourself.
That's absolutely not correct. I've had an OA for 10 years. I do NOT have to go home every 2 years. I do however agree that the O is better because of the insurance issue.
I'd like to correct 2 points please. To extend the OA there is no need to go back to your own country (or leave Thailand) every 2 years. You simply apply for an extension to your OA annually. Also the insurance is mandatory irrespective of having 800,000 TB in a Thai bank account.
I was 20 days late with my 90 day report. I went 25th December ready to pay 2000 baht. I asked the immigration lady snd smiled "no discount for Christmas"? She gave me 1000 baht back.