Tip, because I fly Thailand-U.S. 3-4 times a year… fly Philippine Airlines to/from NY or Seattle, you can often get round trip tickets for under $600, depending on your travel dates.
Open your second account in your home country (high yield savings or investment) and likely earn more than 2.5% ... foreign ATM cards do work here 🙂
I have the magenta plan… three phone lines, about $100/month, free unlimited texts and data in over 200 countries… calls are $.20/min, I think, but I only make calls on WiFi