WE do not know at this time which to get, honestly, we wanted to wait until we both actually retired from work to move, but the US is about to get very bad, so this move is way ahead of schedule and unplanned. We will need housing and jobs too which I am.not sure to look for jobs first, potientially get job then head there? We do not have the 100,000. USD in the bank for the 10 year thing. So maybe educational or work?