Agents are not needed for any Visa.

I am sure

I said I do not own the land and I do not own the house. The owner died in 2018 and willed her assets to me. My name is on both land deeds. I can sell or will the land.

I would never buy a Condominium because you own nothing beyond the paint. Here in Thailand I own the house and have all rights to the land. Yes, my name is on the land deed. Yes, it is legal. I do not own the land and I can sell the land and keep the money.

The 800,000 and a retirement income is okay. I have been here 30 years with less than 65,000 per Mo. My retirement is directly deposited into Bangkok Bank.

Yes Thai Bank rates are low. I do have all my accounts with Bangkok Bank of Thailand because all the transfer fees and poor exchange rates it actually is better.

I have been in Thailand for 30 years and have no medical insurance. No one has told me I have to get it.

You can live a good life if you have at least 2,000,000 Baht that you can keep for emergencies only and 50,000 Baht per month. // If you want an active nightlife then you will need more.

I am 85 and still in good health. I know at any time I may need personal care. I hired a very nice woman 60 YO to watch over me and care for the house. She needed help and I truly appreciate her being here. She lives in my house. I give her 25,000 Baht each month and she does the shopping for the food and what we need and she pays for it She takes care of the house and does the cooking. She does not complain about Money so she must have enough left for herself. What others do I have no idea, I know I have a friend and do not live alone. I can afford to have her here and that makes life much better.

Looks like you already have chosen. Is the money mentioned in Baht or Pound? Having 20,000 B per month is not much to live on.