@Jermaine *****

so by Old Hags are you referring to women over a certain age, because this group seems to be quite a male dominated group. Also are you not expecting to get older yourself one day? Is it ok to be ageist and denigrate women? Maybe people will treat you kinder when you do the same, something to think about 🤷

@Sharron ******

Wise is not great for large amounts, I would suggest OFX, their rates are better than banks and you can call them when you are ready to transfer funds and ask for a better rate, I just did that for an overseas house purchase, I only sent a smaller amount first to make sure it arrived in the correct account. Because of money laundering laws now sending larger amounts is a shitshow of paperwork at times.

Amex is hardly accepted in SEA, Visa is the better card to use

@Sergiusz **********

I know in Australia if I go overseas I'm not covered for a motorbike unless I have my licence there regardless if I have one for Indonesia etc, we can also drive a scooter at home, but only 50cc and in Asia it's usually 110-150cc. But maybe its different where you are from

@Sergiusz **********

unless you have a motorcycle license in your country your travel insurance will be invalid for a motorcycle accident, I would ask a few insurance companies to make sure you are covered with a Thai license. You are not a resident in Thailand so why would you hold a Thai drivers licence, and if you were a resident you wouldn't need travel insurance for Thailand.... insurance companies will try and find any loophole to get out of paying.