looking for advice/suggestions on paying in Thailand -without- a Thai bank account for things like bills, rent, services, etc.

List of apps I found mentioned:

- Tag Thai, True Money (issues with limited top up)

- Moreta Pay (Biz QR codes only it seems, not personal QR)

- Wise card (good for rent, not sure about bills and services)

- Jamjang (not looked into this yet)

please comment if you have experience using them so we can help others in here. or if you know of a reliable way you've been using yourself.

I understand getting a Thai bank account is the best way, but not all will be so lucky to get one. so instead of doing that, I'm looking for other solutions.

looking forward to reading your helpful comments.

kop khun khrap 🙏