Best method dollars from USA to Thai bank in Baht.

I have free wire transfers and free ATM withdrawals from my Charles Schwab account. I did ATM withdrawals and Wise transfer to see best rate.

ATM 17,000 Baht cost me $485.02 ($491.30 - $6.28 ATM fee credit) 35.05 Baht per dollar.

Wise says 34.87, but because of the fees it was 34.49.

Even without the ATM fee being refunded it would have been 34.60 Baht per dollar.

This was just for me, but if it helps anyone else you are welcome.

Oh yea my 2021 Mazda CX-3 gets 30 mpg with 95 gas which cost me $3.90 per gallon.

Now onto more important business:

How much wood would a woodchuck chuck if a woodchuck could chuck wood?

I notice some Thai banks allow you to hold savings in a foreign currency. Any thoughts on this? And are funds in a Thai bank protected by any national entity (like the FDIC in the US)?