Hi everyone! 👋

I’m currently living on the DTV in Chiang Mai, Thailand, and I’m wondering how scooter/motorbike accident insurance works here. I already have health insurance, but I’m not sure how things are handled in case of an accident — for example, if I’m involved in a crash or cause damage.

Of course, I hope it never happens 😅, but I’d like to understand how it’s usually arranged here. Do you get it through a local provider, rental company, or separately?

Thanks a lot in advance for any insights or experiences you can share! 🙏