T H A N K S in advance for any useful answers you might provide as a result of your experience or interactions with others. Bail out now if you tire of long posts.

Post reason: data gathering for decision support...

-------------------------------------thinking about :-------------------------------------------------------------------------

Selling u.s.house this year

.vs.

Rent out for a few years(3-5) while price increases AND HELOC gets paid off.

(I have a trusted young friend who can manage/mauntain for the next 3-5 years)

Taking the cash now verses possibly doubling it in 3-5 years will affect my nest egg size.

E$timate$: (on the low side, allowing for less than "stellar performance")

5-6 milThaiBaht (house sell price - HELOC) 300 minus 100 k.usd

vs.

10-12 milThaiBaht

(3-5 more years of appreciation and NO HELOC to pay off) 400 minus 0 k.usd

Also, some upgrades to occur while price goes up in a good seller's market.

----------------------‐----------- THE QUESTION ------------------------------------------------------------------------------

about self-insure/nest egg...

ARE SINGLE RETIREES COMING HERE WITH:

NO NESTEGG?

Less than 200kUSD?

200k-500kUSD?

WHAT $________usd?

OVER 500kUSD*? (*Well done sir/madam)

I'm not asking you to state exactly what you have, but you "may have heard" what your friends or others are coming here with.

----------------------------------details below-----------------------------------------------------------------------------------

Much & Many Thanks to anyone who hangs in there and reads this long post, but it is something all?most? of us will/are/have consider/ing/ed.

0. Currently living in Thailand part time on two 3 month visits per year. I'll be on a non0 by Oct (yes agent, a whole other topic)

1. Monthly pensions>100kThaiBaht, so I'm ok on the monthly for 2people in Thailand🇹🇭.

2. No nest egg other than 1 u.s.house and ~$70k life ins.policy.

2.a. life ins.policy is intended for my girlfriend.

3. Health insurance will be some what difficult to get at a reasonable cost for 70 yr old and won"t cover pre-existing conditions and a few other old.dude things.

Reading up on healthcare in Thailand I find that self-insuring is a thing.

For the record: self-insure = big$ca$h in a bank [or equivalent credit / easily liquidated].

Besides the knee, I'm in good 70.yr.old health with demonstrated family longevity into the upper 80s to mid 90s.

Again... thank you for your time