What are the requirements for a foreigner to open a bank account in Thailand with minimal paperwork?

Foreigners wanting to open a bank account in Thailand often face bureaucratic hurdles and documentation requirements. Generally, banks require a lease agreement, passport, type of visa, and a utility bill (like electricity or water). However, some users suggest that using an agent can streamline the process, while others mention that having a work permit or being sponsored by a resident can also ease account setup. Recent regulations have made it more challenging for banks to open accounts for foreigners due to money laundering concerns, but residency certificates may still be a key document in the process.