I had to go with a retirement visa because I did not get my new york marriage certificate " apostiled" meaning g the NY secretary of state, state dept in Washington DC, and usa thai consulate did not stamp it as a legit marriage. it's not expensive, UPS will do part 1 and 2 for you, you just have to go to thai embassy.
I did it.at Bangkok bank in the siam.mall 2022 very tourist friendly just go in and ask what they want in 2024! it took me a day i went to us embassy and got notarized copy of my passport cost $50. be aware that the banking app stops working if you change phones, you will need to get bank staff to help you when that happens