@Michael ******

I read the other comments. I agreed with some and I disagreed with some. At least they added to the sum of knowledge. You added Fk@ll I suspect that's your whole life story

@Michael ******

in what way do you imagine you made anyone's life easier? Don't feel obliged to reply

@Steven ******

Your account is registered at your address.

@Michael ******

do you feel better for having asked that, Michael?

The agent uses your bank account. You attend the bank with them, and a few other clients. The agent works with one of the tellers to deposit the funds in each client's account in turn. Once the agent has a statement showing the deposit in your account, the money is moved to the next client's account. You come away with a credit and a debit, a couple of minutes apart

In Sattahip we have the 700 Rai market. There are always literally thousands of second hand power tools available there.

@Dave ********

yes sure. HSBC says "up to 72 hours" though reality is usually about 6. Sometimes as fast as 3 hours. Once it was over 48! I learned to budget carefully. And to transfer half at a time so I can always dip into an ATM if it's really slow

@Dave ********

No Dave. Competitive. Last time a little over 45/£. I'm not fortunate to have so much money that a couple of Baht difference in exchange rate would make a big difference

Use HSBC. They have a free Global account you can operate with their current account. Foreign transfers and purchases through the Global accou t have no fees from HSBC

You have to have an address in Thailand to open an account. Proof of that address, for me back in August 2023, was a contract (booking) from the hostel I was staying in. More recently the bank I wanted to open another account in, demanded a formal letter from Immigration giving my address. And you couldn't get that unless you had the owner confirm you live there and show the ownership documents. You also need your passport and visa. Or you use an agent and pay maybe 5,000-7,000 baht for them to open a bank account for you. If I did it again this is what I would do, just to avoid the frustration factor