I agree, that's why I don't recommend doing it. I just know of one dude that managed to claw the money back from the Thai Foreign Ministry. I got approved myself several weeks ago without issues.
I know one person who managed to file a dispute with their credit card provider to get a chargeback issued in their favor. As for what the implications of that will be for them, I'll let you decide.
I would argue the Thai Foreign Ministry is intentionally looking for frivolous reasons to deny people at this point. They never said they wouldn't accept a current screenshot explicitly but their request says "Updated bank statement till the present." Perhaps, as you said, it's viewed as improper by them to apply in a third country but then again, there's absolutely nothing on Thai Foreign Ministry's website that I've seen indicating any official policy against it.
That's not possible for me unfortunately given that I haven't lived in my home country for over 4 years. Can't exactly fly back across the Pacific Ocean for a simple statement of financial standing.
I was originally planning to do that but given how strict the Thai embassy in Hanoi appears to be, I opted for a single PDF including a note, my latest full statement from February along with a timestamped screenshot including time and date of my current balance. I thought a simple printout of the latest transactions, rather than an official statement, would somehow cause my application get rejected.
Awesome, thanks that's precisely what I did. I created a PDF including a screenshot of my current balance with a timestamp included along with February 2025 bank statement.
Normally, I would say yes if you're not comfortable floating medical costs for a few weeks. In my case, my plan pays upfront for hospital emergencies requiring inpatient care, all other claims are paid after the fact minus a 50 Euro deductible per claim. In exchange I pay 35 Euro a month, so it's cheap.
I've had solid experiences with Genki thus far on their explorer plan, all claims have been approved and reimbursed within 2 weeks generally regardless of where I've traveled using it.