You get Google voice keep your us number easy two way verification with vpn,sms,apps.very cheap .living in Thai with USA local bank and phone.

Dual Sim have multiple numbers with wi fi WhatsApp local free VPN calling, thai sim,Google voice maybe all three with extra data 20.00 or less

Over 55 I found easy,proof of income is just under 2000.00 month can come from ssa,401,and a letter not a Thai bank just income,use us bank get wise at min.cost.do plaid connect to accounts you convert use to bht at no charge wise is thai.its converted no charge local card very min.atm fee ,get digital card as well easy pay and every where,no changing currency, no wire transferes,no bank currency exchange fees,security great us plaid verified cheapest and still maintaining us presence,you can do minimum bank Thai account,visa is the new over 55 retirement,go get 60 day last 30 apply have proof of income and contact info in Thai ready,1998.00 under 2000.00 month that's it ,visa fee very cheap.