I always travel with a 2nd Visa debit card which can activated at any time should I need it. Yes I have had an ATM take a Visa card 5 hours out of Bangkok. It takes the stress off you, it takes 2 minutes to activate the new card.
good question, I canβt really answer that. It might be their politeness, they donβt ask you for anything but you offer the buy a meal or go to a theatre, they say, up to you π€·ββοΈ
Not at all. People read a 1 or 3 year old post & then, I heard a rumour π€£π. Most of us just ignore or validate it without a response. Love the Thailand rumour mill π€£ππΉππ¦πΊ