I hear you Bobby. For my mind having healthcare insurance in place for the unthinkable is a no brainer. But then those that don't have a larger wedge in their back pocket. You pays your money/you take your chances.
I found some in a drawer a few years ago but no one would cash them for me not even the banks (UK). In the end they were cashed by American Express themselves.
Get a few quotes for your shipping first, it can be very expensive based on weight and that's before you add on possible tax at this end... I got rid of electrical tools and furniture before coming here as the cost of sending against buying new here for me just didn't make sense.