Rhys was extremely helpful for my situation. A good visa agent can explain your options and assist on the paperwork and opening a bank account. While it is possible to do all this on your own it’s nice to have it all taken care of for you as well. Been a few years so I’m not sure the charges
only if you are outside your home area. Free for me in Chiang Mai but charged in bkk. Annual fee for bank card. Tightening up creation of accounts at many branches