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Jay ************
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Jay ************
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Jay ************
@Herbert ********
, if you are from the US, you don't have to worry about any ATM fees, I actually have accounts with two different financial institutions that DON'T charge me fees, give me an almost identical rate as the money changers, and REIMBURSE me those 220 baht Thai bank fees at the end of EVERY month. Charles Schwab for one, and Chase, as I have enough money in my retirement account that they also don't charge me any fees and remiburse all fees from all international bank charges.
Jay ************
@Rick ********
, the difference I get with my Charles Schwab debit card at the ATM's is almost the same, so it's such a minimal difference it's not worth running around from country to country carrying cash! And I don't have any ATM fees, as at the end of each month Charles Schwab reimburses me all fees from the local banks, and they don't charge fees for using their card, anywhere in the world, as long as the machine says VISA on it, which is almost every ATM machine pretty much everywhere.
Jay ************
@Antonis **************
, that's not totally true about bank fees and bad rates. I have a Charles Schwab account and they give you a great exchange rate along with no fees. Any fees charged by any bank in any country I'm in are reimbursed every month at the end of the month, and Charles Schwab doesn't collect fees when I use their debit card. All I have to do is make sure the machine has a VISA symbol on it, which is almost every machine in the world. Even a machine I used in Vietnam that didn't have a VISA symbol on it was in their system and I was reimbursed my fees at the end of the month. SO, long story short, your statement is not always true. Why would I want to run around with 20k in Thai baht when I can get that as soon as I'm settled into my room, then get my money, or at least take out maybe 5k in baht at the airport from the ATM. The airport ATM's AREN'T like the exchange counters at the airports, I get the same exchange rate from any ATM wherever it's at because Schwab is giving me a very competitive rate!
Jay ************
@Ivan ******
, why would I wander around with $600 to $1,000 in cash when I can hit an ATM once I'm in the country and not having to worry about running around with all of that in my pocket. I can hit up any ATM machine, and then take out 30k in Baht and keep it in my room, hidden. That's how I do it in every country I go to. I have a Charles Schwab account so I don't have to worry about ATM fees, they are reimbursed to me at the end of every month.
Jay ************
@Greg ********
, as I just stated above, they were going to deport a NATIVE AMERICAN, and that's not the first case of that kind of BS. Believe whatever you want, but they have held citizens for hours, they've hauled in holders of green cards, etc, too. You and Dan Brown need to wake up as to what is actually going on here.
Jay ************
@Dan ******
, they just tried to deport a NATIVE AMERICAN...no it's not all criminals, that's BS.
Jay ************
@Krysten ***************
, my wife is a Filipina. I hope you have a safe, fun, trip. We are moving to the Philippines in a few years, to Leyte. But we will spend as much time as we can in Thailand as my wife loves it there. She loves how cheap the mangosteens are, and so do I, haha. Safe travels to you, Krysten. Ignore people like that guy, he's just jealous you are living a great life!
Jay ************
@Krysten ***************
, he's a complete asshole, I would just ignore that fuckwad.
Jay ************
@Osian *******
, wow, you're a real dickhead. I agree with Aaron, get a life, what a total asshole.
Jay ************
I don't drink at all...I do ride my motorbike a lot, and I will go on some rides up to Phang Nga Bay. My only major expense is buying too much milk, as I love milk. Gelato is 100 baht for two scoops, my fried rice with chicken and a smoothie with 2 fried eggs runs me about 100 baht or so, and sometimes I go get an Angus burger, but mostly eat simple.