You have to use the Embassy for your region. Don't try to do it on your phone, use a PC. The rest is pretty self explanatory. Just follow the steps it gives you. Make sure you use your full name as it is in your passport.
i downloaded the 3 months in 3 separate pdf files and had to go online and convert them to one pdf file. I was then able to download it to the application
Yes, just did the Non O while in the the US in May. You need 3 months of bank statements. I forget the amount required to show, but it wasn't a large amount
just went through the process and Brandon's explanation is exactly correct. Not overly difficult. For much less hassle you can use an agent to push the paperwork.
the rules are pretty cut and dry, the enforcement is definitely not. Regardless cash has been the requirement. He needs to hit the ATM, because he could be asked to show cash when he arrives in Thailand