What? I'm not going to use Google FI - don't know what it is and this is the first I've heard of it. Anyone else use it?

@Us ****

Now I'm trying to figure this out. 2 Sims? One for local calls and one for Google Fi? So, before logging in to a US company with 2FA you insert the US sim? Really?

@Jared ********

It's time to buy a new phone.

I don't understand. You pay $22 to keep a US phone in Thailand? How do you make local calls?

@John ******

You still use a US phone in Thailand?

@Aaron *****

This subject is incredibly complicated. I will dump Consumer Cellular when we leave. The phone is locked and old, so I have no problem in buying a new one in Thailand. CC say I can keep the number, so I was going to "port" it to Google and keep using mostly only for 2FA, but not sure if that is possible.

@John *******

Mines locked, old and crappy. I hate phones.

@Brandon ***********

OK, understand, thank you.

OK, so I'm completely ignorant about cellphones. What is a virtual number and why will a bank, say, not allow it to be used for 2FA?

So, I asked KPMG law service in Thailand about my $88,000 income last year and their opinion is that the "unearned or passive income must be received continuously over the past 12 months and must not be in a lump-sum amount". This suggest that taking lump sums of, say, $20k at a time is not continuous income. I thought the LTR might be trickier than it first appears.