Getting into an accident (or traffic violation) in any foreign country is a bad experience. Even if you were innocent, you will be guilty. No insurance will cover you. Depending where you are in Asia, it’s best to negotiate a deal with the policeman that stopped you and pay on the spot. Question: did you loose your drivers license, or did it expire, or you don’t have one?
And Michael and Makhulu it’s really not helpful to be this rude.