Honestly I think a savings account would have been fine if it were on my name, as opposed to a business checking account -- but the lady said "personal checking' in no uncertain terms so I'm passing that along.
yeah, it's a USA thing. There are ways to transfer money instantly between US accounts, but they are not the default way, and are sometimes unavailable. For little people, 3 business days is normal. Having lived in Europe and gotten used to instant SEPA transfers, it's very annoying. And yes, I did overthink it.
perhaps, but (Heisenberg principle at work here?) how is a personal bank account less likely to be fake than a company one? At least with the company you can confirm it's in good standing if you want.
interesting! I didn't know that was an option, I can't remember anyone mentioning it here. Those fixers should be a little more proactive: when an obviously pissed off Falang leaves the compound, a "sir do you need help with appointment" would work wonders. But anyway for reasons I noted, the timing and the risk of another rejection would still be unfavorable.