Hello, am considering a LTR Pensioner Visa. The rules on the BOI website state personal income is “unearned income, such as a pension, rental, capital gain etc” For me the important statement on the website is : Earned income such as salary will not be considered as eligible income for LTR Pensioners application.

As a newly retired person, salary has only just ceased. My Unearned Income will shortly commence, satisfying the BOI requirements. It seems the BOI need at least a 2 year history.

What I’m unclear about is my history of salary does not count so I can’t cite that, but sufficient unearned income will kick in in a couple of weeks time.

Should I wait two years, then apply ( assuming that visa is still available then) or apply now with the proof of my new form of income? Everything else is ok, it’s just that Unearned vs Salary mystery. I can’t be the first person to be a newly retired person with a new income stream! I’m attracted to the LTR as it seems simple, multi entry, could potentially work, not so much reporting.

Thanks for your advice.