Can anyone recommend an international health insurance?
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TLDR : Answer Summary
Inquiring about international health insurance options, users provided various recommendations for expats living in Thailand. Some popular suggestions include AXA, Genki, FWD, and WRLife. Specific mentions were also made of CFE for European citizens and BDAE for expats needing comprehensive coverage. The conversation highlighted considerations like age, coverage needs, and recommendations for consulting with independent financial advisors for the best insurance plans. Users also warned against certain providers, sharing their personal experiences.
Nongnuch ********
BDAE
Chris *********************
Axa
Frank-Steven ***********
Really depends on where you are from. I would always advise to choose one from your home country. This way, in case of dispute, you know your legal rights and have a better chance of enforcing them.
Direct to Wrlife or Thai-Life for best deal... MHF Wrlife.
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Sacher *******
If you have EU/EEC Citizenship, CFE, the French Social for expatriates (
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) has been open to EEC citizens since 3 years as per court decision, has no exclusions (like a social insurance would) and covers about 70% of bangkok hospital. I pay 300 USD per month for a family of 4, parents shy of 40. And can be upgraded to meet Thai immigration requirements, if required. You can also add disability insurance and even pension contributions, the latter being re-usable in Europe afterwards.
If you don't have EEC Citizenship, I can recommend
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Both are under Luxembourg insurance laws which are extremely pro-client friendly. For example, you can only lose coverage after several months of non-payment and two written warnings, they can't kick you to the curb easily in case of new conditions etc. Both are products of the biggest insurance companies in LU that are part state-owned so sure as duck. May not be the cheapest options, but extremely unlikely to stab you in the back come push to shove.
If you are a nomad who needs less than two years coverage whilst traveling permanently,
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are excellent. They covered three hospitalizations (two of them major) in Mauritius for my family no questions asked. They didn't even bitch about my wife's pregnancy (which was out of cover) as the hospitalization complications required lots of careful monitoring and tests re:pregnancy too, all of which they covered.
Wyn **********
Falcon.
Max *************
Do you mean an insurance with worldwide cover,or what?
Wayne ******
Don't on your life use Regency, horrible company and will ruin your life... unfortunately even the hospitals I have been dealing with all said they are horrible...
The guys looked the part, too. Such a shame to think you're protected and then...
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Sacher *******
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Neil *********
Dm me happy to help you miles. Be very careful about what you read and deal with an independent who has no ties to any company
Galenus ******
WRLife, the best
Jonathan *******
FWD
Myles *******
Depending on what u need/age etc take a look at Genki. Wont work for everyone but does for me! €60 odd a month and can cancel at anytime and covers pretty much the same as the big boys. I have a referral code should you need