Answered7 months ago
What is the reputation of WR Life Insurance Company based on user experiences?
What is the scouting report on WR Life Insurance Company?
Answer summary
The community discussion reveals a mixed but predominantly negative sentiment towards WR Life Insurance Company. Many commenters warn against using the service, labeling it a scam or Ponzi scheme, citing difficulties with claim payouts and a lack of regulatory oversight. Some users, however, share personal positive experiences regarding claims being settled. It is suggested that potential customers opt for local Thai insurance companies instead, as they are believed to offer more reliable services.
36 repliesnewest first
Click comment and we will ask for your email, then OTP, then name.
Nik **********
All insurance companies are a risk, you only find out when you claim. They all have good and bad reports and they will all try and find a reason not to pay out. Many failed claims can be traced back to customers failure to comply with insurers rules and information requests.
Gary *******
I made a claim last year after being with them for 6 years with no claim. They paid out 50% of the claim. The claim was for a stroke. Considering I had a previous stroke and was included in pre-conditions, I was happy with 50%.
Nick *******
Heard 99% bad and 1% good. The good probably comes from people who post that work for them.
Robin ******
I am with them and have been for 3 years have not had to make a claim thus far, however I know 4 people that have and all have had their claims paid in full direct to the hospital.
Roy ***************
Not them
Taki****
Wrlife has no insurance license in Thailand or UK though it claims to be a UK company. Their insurance license is in St. Kitts & Nevis, BVI. If you have any issues with settling claims you have no recourse to any regulatory bodies. Their premiums are cheap for a reason, very much a case of too good to be true.
Guy ****************
Takiep74 unfortunately very true
Kevin **********
OPTakiep74 Who do you recommend?
Andrew ***************
@Kevin *********
just spent 5 weeks researching and ended up with pacific crossKevin **********
OPAndrew Wilf Wilcock Thanks, they are the one company not annoyingly pursuing me which is in their favor
Taki****
@Kevin *********
look online at checkdi comparison site you can compare policies without lots of phone calls. Also AA Insurance Brokers are highly recommended.Kevin **********
OPTakiep74 I've done all that and am overwhelmed with pushy agents claiming theirs the one and only and everyone else are frauds
Kevin **********
OPTakiep74 Thank you.
Kevin **********
OPTakiep74 Thank You
Bob ******
I have WR Life and find them difficult to communicate with. Some people have had positive experiences, some have not. I have not had a claim, so I don't know how they would handle it.
Kevin **********
OPOk, who's good? 70 year old male. Not agent but company.
Kevin **********
OPThank you, it's what I needed to know.
Scooter *****
It’s a scam all insurance
John *********
If you are considering insurance to cover you in Thailand I strongly suggest purchasing from a Thai company.
Loic *******
Avoid at all costs. So many horror stories around!
Joe **********
I asked my broker about them as prices seemed reasonable, he said they have a very bad rep in the industry, refusing payouts etc. better stay away as others have said.
Monique ************
Joe Nicholas true
Annie ***********
bad company, don't touch that. WRLife is a Ponzi scheme
Vic *********
Annie, I'm pretty sure you don't know what a Ponzi scheme really is.
Galenus ******
Annie Bruggeman No, it's not. But freedom of speech 😂. It's a conspiracy's world.
Julian *******
I have never had any issues with them and they insure up to aged 99.
Ray *********
Julian Lewis have you ever made a claim?
Julian *******
Ray Bingham yes for surgery on a very badly fractured foot. They settled the entire bill at Bangkok hospital
Julian *******
Nick Woods I’m hardly going to publish the hospital bill am I with my medical details and address and passport number on it. I have no reason to lie , if you choose not to believe me then that’s your choice. You clearly have chosen to be an idiot
Nick *******
Julian Lewis You got the proof?
Activity
20 joined20
people
Related
25Is it a good idea to get health insurance through a bank in Thailand?
1.7k10282mo
What type of insurance is required for a Non-Immigrant OA retirement visa in Thailand?
1.7k14192mo
What are people’s experiences with Pacific Cross medical insurance in Thailand?
15.6k912836mo
What are some affordable health insurance options for digital nomads in Thailand?
2k1761y
What are the best options for private medical cover in Thailand?
1.8k13151y
What should I know about medical insurance for a 1-year OA visa in Thailand?
3.8k31361y
What travel insurance options are recommended for remote workers based in Thailand?
71332y
Is it crazy to consider traveling without travel insurance in my 70s?
8k541002y
Which health insurance company is better: AXA or Pacific Cross in Thailand?
2.7k872y
What are the best health insurance options for expats living in Thailand?
2.4k15162y
What are the latest updates on insurance requirements for the O-A visa in Thailand?
3.9k34252y
What is the best insurance company in Thailand with fair pricing?
2.7k19153y
What are the best medical insurance companies in Thailand for expats?
2k16103y
Which is better for medical insurance in Thailand: Luma, April, or Cigna?
1k214y
What is the experience with Luma and MSIG insurance companies in Thailand?
3605y
Which insurance companies cover pre-existing medical conditions for expats in Thailand?
2.6k2385y
What travel insurance do I need for a Special Tourist Visa to Thailand, especially regarding COVID coverage?
2.3k20125y
Is AXA health insurance a good option for expats in Thailand?
2.9k25185y
What are the options for Life/Health Insurance for expats living in Thailand?
2k1685y
Is Luma insurance a recommended COVID insurance for Thailand, including outpatient and inpatient coverage?
2k17125y
Who is the most reliable insurance broker in Thailand for expats?
1.8k12146y
What are the best options for obtaining $100,000 insurance for entering Thailand?
4.8k48246y
What is the best option for obtaining local medical insurance for motorcycle accidents in Thailand?
1.5k9137y
What are the options for minimum cover insurance required for a retirement visa in Thailand?
551227y
What are the details and coverage options of the 750 baht health insurance associated with my Non-B visa and work permit in Thailand?
4.6k50119y
Resources
Need help with your Thai visa?
#1 visa agent · 4,000+ reviews · 100,000+ expats served