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What is the reputation of WR Life Insurance Company based on user experiences?
WR Life Insurance CompanyInsurance ReviewsInsurance ScamsCustomer ExperiencesHealth Insurance ThailandExpat InsuranceClaim Settlement IssuesInsurance Licensing
Mar 25, 2026
a month ago
Kevin **********
ORIGINAL POSTERWhat is the scouting report on WR Life Insurance Company?
TLDR : Answer Summary
The community discussion reveals a mixed but predominantly negative sentiment towards WR Life Insurance Company. Many commenters warn against using the service, labeling it a scam or Ponzi scheme, citing difficulties with claim payouts and a lack of regulatory oversight. Some users, however, share personal positive experiences regarding claims being settled. It is suggested that potential customers opt for local Thai insurance companies instead, as they are believed to offer more reliable services.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Thai Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Nik **********
All insurance companies are a risk, you only find out when you claim. They all have good and bad reports and they will all try and find a reason not to pay out. Many failed claims can be traced back to customers failure to comply with insurers rules and information requests.
Gary *******
I made a claim last year after being with them for 6 years with no claim. They paid out 50% of the claim. The claim was for a stroke. Considering I had a previous stroke and was included in pre-conditions, I was happy with 50%.
Nick *******
Heard 99% bad and 1% good. The good probably comes from people who post that work for them.
Robin ******
I am with them and have been for 3 years have not had to make a claim thus far, however I know 4 people that have and all have had their claims paid in full direct to the hospital.
Roy ***************
Not them
Taki****
Wrlife has no insurance license in Thailand or UK though it claims to be a UK company. Their insurance license is in St. Kitts & Nevis, BVI. If you have any issues with settling claims you have no recourse to any regulatory bodies. Their premiums are cheap for a reason, very much a case of too good to be true.
Guy ****************
Takiep74 unfortunately very true
Kevin **********
ORIGINAL POSTERTakiep74 Who do you recommend?
Andrew ***************
@Kevin *********
just spent 5 weeks researching and ended up with pacific crossKevin **********
ORIGINAL POSTERAndrew Wilf Wilcock Thanks, they are the one company not annoyingly pursuing me which is in their favor
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Kevin **********
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Taki****
@Kevin *********
look online at checkdi comparison site you can compare policies without lots of phone calls. Also AA Insurance Brokers are highly recommended.Kevin **********
ORIGINAL POSTERTakiep74 I've done all that and am overwhelmed with pushy agents claiming theirs the one and only and everyone else are frauds
Kevin **********
ORIGINAL POSTERTakiep74 Thank you.
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Kevin **********
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Kevin **********
ORIGINAL POSTERTakiep74 Thank You
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Kevin **********
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Bob ******
I have WR Life and find them difficult to communicate with. Some people have had positive experiences, some have not. I have not had a claim, so I don't know how they would handle it.
Kevin **********
ORIGINAL POSTEROk, who's good? 70 year old male. Not agent but company.
Kevin **********
ORIGINAL POSTERThank you, it's what I needed to know.
Scooter *****
It’s a scam all insurance
John *********
If you are considering insurance to cover you in Thailand I strongly suggest purchasing from a Thai company.
Loic *******
Avoid at all costs. So many horror stories around!
Joe **********
I asked my broker about them as prices seemed reasonable, he said they have a very bad rep in the industry, refusing payouts etc. better stay away as others have said.
Monique ************
Joe Nicholas true
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Monique ************
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Annie ***********
bad company, don't touch that. WRLife is a Ponzi scheme
Vic *********
Annie, I'm pretty sure you don't know what a Ponzi scheme really is.
Galenus ******
Annie Bruggeman No, it's not. But freedom of speech 😂. It's a conspiracy's world.
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Galenus ******
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Julian *******
I have never had any issues with them and they insure up to aged 99.
Ray *********
Julian Lewis have you ever made a claim?
Julian *******
Ray Bingham yes for surgery on a very badly fractured foot. They settled the entire bill at Bangkok hospital
Nick *******
Julian Lewis You got the proof?
Julian *******
Nick Woods I’m hardly going to publish the hospital bill am I with my medical details and address and passport number on it. I have no reason to lie , if you choose not to believe me then that’s your choice. You clearly have chosen to be an idiot
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Julian *******
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