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What are the options for opening a high-interest savings account in Thailand for marriage visa requirements?

Thailand Savings Accounts Interest Rates Marriage Visa Fixed Deposit Accounts Expat Finance Banking in Thailand

May 10, 2025

2 months ago

Karl *********

ORIGINAL POSTER

Does anyone know of a bank in Thailand that has a savings account that has a percentage interest rate similar to a CD in an American Bank to allow the money to grow? 3.50-4.50%. This would be for the marriage requirements to have the $400,000 baht in an account. Is it possible to open an account and just leave it and let it grow?

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TLDR : Answer Summary

In Thailand, finding a savings account with interest rates comparable to U.S. CDs (3.50-4.50%) is challenging for foreigners. Most fixed deposit accounts offer interest rates around 1-1.5%. However, SCB Easi Pass offers 2.5% with instant access, which meets visa requirements. It's also noted that immigration may require proof of funds from the account, and while some have successfully kept money in fixed accounts for visa extensions, experiences can vary by location. Additionally, concerns were raised about the stability of the Thai Baht over time.

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Peter ******

The problem IS that the Bath IS Not save. I lost nearly 50 % in the Last 20 years.

2 months ago

Reinhard ********

No.The money has to be on an account wich is available every time.I heard of people who had to take money from the account at an ATM and show the bill to the Immigration.

2 months ago

Steve **********

@Rein****

100% not true. For 6 years my visa extension money has been in a fixed account like he is asking about. Perhaps, like many other things, it’s individual office dependent but in Jomtien it’s 100% acceptable.

2 months ago

Reinhard ********

@Steve *********

So you where lucky.Thl.has 77 provinces and every one of them cooks it's own soup ,like we say in Germany.

2 months ago

Reply to

Reinhard ********

Bob **********

In Cambodia you can get 5-9%

2 months ago

Carsten **********

@Bob *********

on what currency? THB?

2 months ago

Bob **********

@Carsten *********

Riel for the best rate or Us$

2 months ago

Reply to

Bob **********

Michael *******

SCB Easi Pass offers 2.5% before tax and its instant access so you can keep your visa money there and immig are happy….we have been using it for 4 years best we’ve found

2 months ago

Simon ******

@Michael ******

same as myself and reasonable interest with immigration happy

2 months ago

Paul *********

@Michael ******

Can you post a link please because what I keep finding is 1.5 %.

2 months ago

Reply to

Paul *********

Brandon ************

I've never even heard of anything like that for foreigners. The highest I've heard of is 1-1.5% for fixed deposit accounts.

But for a marriage visa you only need the money for 2 months per year. You can do whatever you want with your money the other 10 months.

2 months ago

Karl *********

ORIGINAL POSTER

THANK YOU!

2 months ago

Reply to

Karl *********

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