Do the funds for Thai visas need to be in a Thai bank savings account or can they be in a fund account?

The conversation revolves around the requirements for the funds needed for different visa types in Thailand, specifically whether the funds (800,000 baht) must be held in a Thai bank savings account or if they can be in a fund account. Key points include that the account must allow instant access to the funds, and while fixed interest accounts might be used, they must still permit withdrawal without penalties. Additionally, funds sent into Thailand from abroad for the 65k route must consistently be 65k each month for twelve months prior to applying for a visa extension.