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Can I obtain a retirement visa in Thailand with a monthly income of $3,000 rather than the 800,000 baht requirement?

Retirement VisaNon-O VisaFinancial RequirementsMonthly IncomeVisa AgencyThailand ImmigrationExpats in Thailand
Apr 22, 2025
2 days ago
Carolyn ********
ORIGINAL POSTER
Hello, I plan to retire and relocate to Thailand next year. Despite not having the 800,000 Thai baht requirement, I receive a monthly income of about $3,000. Can I secure a retirement visa using just my monthly income?
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TLDR : Answer Summary
The user inquired about securing a Thai retirement visa without meeting the 800,000 baht bank deposit requirement, given their monthly income of $3,000. Responses suggest potential avenues, including the possibility of using an agent or opting for a different visa type (such as the Non-O retirement visa) that may allow for a monthly income basis instead. However, some responses emphasize that strictly following the rules is recommended, while others highlight various strategies to facilitate the process.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Luc ************
How old are you? Nobody asks but that's important.
2 days ago
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Mma *******
@Luc ***********
 she’s interested in the Retirement visa so she’s over 50. But she’s ghosted the thread, so :(
2 days ago
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Mma *******
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Anna *********
Simple answer is NO
2 days ago
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Mma *******
@Anna ********
 incorrect, many ways to do it without having 800k.
2 days ago
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Anna *********
I said the 'simple answer' not all the convoluted ways around it which just confuse so many OP's
2 days ago
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Anna *********
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Robert ********
Yes.

And don’t take the OA route. Better go the normal O for retirement.

It doesn’t need a health insurance, which you need to exchange after a year anyway into one that really fits your needs and is not from a list of expensive companies.

Plus: you don’t need an agent. The majority has done it without agency. It’s really simple. The agency just does it for you.

Except: if one doesn’t have the money, then they bribe for you and you can’t evade it in the future.
2 days ago
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Willem ****
Robert Heintz

Then you came of another longstay extension for instance a OA.

It will not work if you start with The non O retirement 90 days visa. The normal start.
2 days ago
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Willem ****
@Robert *******
You can not start with the monthy income method.
2 days ago
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Robert ********
@Willem ***
Not?

I did.

Edit: and I did it wrong on first try, believing that it’s an average of 65k. But it wasn’t. Must be 65k each and every month. So I started twice on basis of the 65k monthly.
2 days ago
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Robert ********
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Pertti *************
I recommend taking out a loan from home country and then paying it off little by little and putting the 800,000 baht into a bank account here in Thailand when you arrive here.
2 days ago
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Martin *********
Yes you can very easily get a retirement Visa without the 800k deposit. You will need to use a Visa agency. If you're moving to Bangkok just send me a message and I'll get you the information of the company that I used and was very pleased with their level of service
2 days ago
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Laurence *******
Go see an agent
2 days ago
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Mic *****
Play the markets on swing trades good money!
2 days ago
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Tony *********
@Mic ****
 personally I prefer scalping the one minute chart.
2 days ago
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Mic *****
@Tony ********
love swinging in soxl or tsll
2 days ago
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Mic *****
@Tony ********
 yea, I'm cool with popping in and out same day or week .....lol slows the taxes down
2 days ago
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Mic *****
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Jonathan ******
Thai visa centre can help you 100%
2 days ago
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Tracey ********
@Jon *******
 in the post the lady did not wrote us$. She just wrote $3000
2 days ago
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John ********
There are ways of getting around the
*****
0 baht deposit. Talk to an agent
2 days ago
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Mma *******
Hi Carolyn; yes you can.

You can use an agent to furnish the 800,000 for you and comfortably live off your 3k/mth. Come here on the Visa exemption and do it all whilst in country.
2 days ago
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Greg *********
If you are that tight for money it's better not retire there
2 days ago
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Kevin *********
@Greg ********
 on the contrary, that could be the main reason he wants to retire there
2 days ago
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Greg *********
@Kevin ********
 Thailand is not a good place to be if you have limited finances.there is no support network or sympathy for anyone on low income.
2 days ago
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Greg *********
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Sasha ***********
$3000 what… US, Pound, Euro, Australian??? Has to equal
*****
Baht per month!
2 days ago
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Jon ********
DSasha Alexander what does $ mean? lol
2 days ago
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Sasha ***********
@Jon *******
 don’t shoot the messenger.. that’s what the OP wrote 😁
2 days ago
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Mma *******
@Sasha **********
 in this case it would be US. If its not ‘said’ which dollar it is assuned US d0llar.
2 days ago
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Simone *********
@Mma ******
 what a load of crock!
2 days ago
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Sasha ***********
@Mma ******
 Always better to talk in facts than assumptions!
2 days ago
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Sasha ***********
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Andy ************
@Jon *******
 You do realise there's a dozen or more countries using $, all of which have different values? lol lol
2 days ago
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Tony *********
@Andy ***********
 maybe it's the Zimbabwe dollar.
2 days ago
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Jon ********
@Andy ***********
 educate me where the us $ has a different value in different countries
2 days ago
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Andy ****
@Jon *******
 the questioner writes $ but does not say US Dollar. Many countries use their own $.
2 days ago
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Andy ************
@Jon *******
 You obviously don't realise that many countries use the $! lol
2 days ago
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Jon ********
@Andy ***********
 Explain how that works. How the dollar retains different values around the world. If it did every brokerage house firm in the world would be going crazy with arbitrage.
2 days ago
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Andy ************
@Jon *******
 Not the sharpest knife in the kitchen drawer are you? lol
2 days ago
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Jon ********
The standard worldwide is the US dollar $.......although Trump is working on that LOL
2 days ago
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Jon ********
Federal Tax Agent with the Treasury Department. You ?
2 days ago
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Andy ************
@Jon *******
 That I believe! Dumb as dogsh*t and you showed it too, with your lack of understanding simple English! 😂😂😂
2 days ago
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Terrence ***********
@Jon *******
 in that case god help us.
2 days ago
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Jon ********
@Terrence **********
 When he fires Powell the market will plummet even more. The $ is down 10% already and the market is now a bear market.......yes it is grim.
2 days ago
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Terrence ***********
@Jon *******
 just wait until the bond market gets really spooked. That’ll cause a 20% drop in US equities.
2 days ago
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Jon ********
@Terrence **********
 It already has dropped 20%. Countries are dumping the T Bill as the USA in no longer viewed as stable due to Trumps madness.
2 days ago
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Terrence ***********
@Jon *******
 the markets have dropped about 14% since he became president. I’m talking about 20% from here.
2 days ago
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Jon ********
@Terrence **********
 It depends on the day. The markets have already been in bear territory but Trump keeps jerking around his tariff threats so the market is extremely volatile. Down, Up...down...if he fires Powell who knows how far it will fall. But Trump and his buddies can short and put the market and keep making money. Hard not to see this as market manipulation.
2 days ago
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Al **********
@Jon *******
 American Dollar , Australian Dollar, Canadian, Singaporean, Taiwan....there are over 20 different types of Dollar, all using the same $ symbol but all different values.
2 days ago
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Jon ********
@Al *********
 That is what he was trying to say but could not articulate it. Thank you.
2 days ago
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Andy ************
@Jon *******
 But no-one even mentioned the US dollar, until you started flapping your gums. 😂😂😂😂
2 days ago
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Andy ************
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Andi ***********
Yes, The OA retirement visa, check your local Thai Embassy site for the info.
2 days ago
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Andi ***********
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Thai Visa Advice and Everything Else
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