Ask question
This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

Can I obtain a retirement visa in Thailand with a monthly income of $3,000 rather than the 800,000 baht requirement?

Apr 22, 2025
a year ago
Carolyn ********
ORIGINAL POSTER
Hello, I plan to retire and relocate to Thailand next year. Despite not having the 800,000 Thai baht requirement, I receive a monthly income of about $3,000. Can I secure a retirement visa using just my monthly income?
5,129
views
142
all likes
57
replies
19
users
TLDR : Answer Summary
The user inquired about securing a Thai retirement visa without meeting the 800,000 baht bank deposit requirement, given their monthly income of $3,000. Responses suggest potential avenues, including the possibility of using an agent or opting for a different visa type (such as the Non-O retirement visa) that may allow for a monthly income basis instead. However, some responses emphasize that strictly following the rules is recommended, while others highlight various strategies to facilitate the process.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Luc ************
How old are you? Nobody asks but that's important.
Like
Reply
Mma *******
@Luc ***********
she’s interested in the Retirement visa so she’s over 50. But she’s ghosted the thread, so :(
Like
Reply
Reply to
Mma *******
Reply
Anna *********
Simple answer is NO
Like
Reply
Mma *******
@Anna ********
incorrect, many ways to do it without having 800k.
Like
Reply
Anna *********
I said the 'simple answer' not all the convoluted ways around it which just confuse so many OP's
Like
Reply
Reply to
Anna *********
Reply
Robert ********
Yes.

And don’t take the OA route. Better go the normal O for retirement.

It doesn’t need a health insurance, which you need to exchange after a year anyway into one that really fits your needs and is not from a list of expensive companies.

Plus: you don’t need an agent. The majority has done it without agency. It’s really simple. The agency just does it for you.

Except: if one doesn’t have the money, then they bribe for you and you can’t evade it in the future.
Like
Reply
Willem ****
Robert Heintz

Then you came of another longstay extension for instance a OA.

It will not work if you start with The non O retirement 90 days visa. The normal start.
Like
Reply
Willem ****
@Robert *******
You can not start with the monthy income method.
Like
Reply
Robert ********
@Willem ***
Not?

I did.

Edit: and I did it wrong on first try, believing that it’s an average of 65k. But it wasn’t. Must be 65k each and every month. So I started twice on basis of the 65k monthly.
Like
Reply
Reply to
Robert ********
Reply
Pertti *************
I recommend taking out a loan from home country and then paying it off little by little and putting the 800,000 baht into a bank account here in Thailand when you arrive here.
Like
Reply
Martin *********
Yes you can very easily get a retirement Visa without the 800k deposit. You will need to use a Visa agency. If you're moving to Bangkok just send me a message and I'll get you the information of the company that I used and was very pleased with their level of service
Like
Reply
Laurence *******
Go see an agent
Like
Reply
Mic *****
Play the markets on swing trades good money!
Like
Reply
Tony *********
@Mic ****
personally I prefer scalping the one minute chart.
Like
Reply
Mic *****
@Tony ********
love swinging in soxl or tsll
Like
Reply
Mic *****
@Tony ********
yea, I'm cool with popping in and out same day or week .....lol slows the taxes down
Like
Reply
Reply to
Mic *****
Reply
Jonathan ******
Thai visa centre can help you 100%
Like
Reply
Tracey ********
@Jon *******
in the post the lady did not wrote us$. She just wrote $3000
Like
Reply
John ********
There are ways of getting around the
*****
0 baht deposit. Talk to an agent
Like
Reply
Mma *******
Hi Carolyn; yes you can.

You can use an agent to furnish the 800,000 for you and comfortably live off your 3k/mth. Come here on the Visa exemption and do it all whilst in country.
Like
Reply
Greg *********
If you are that tight for money it's better not retire there
Like
Reply
Kevin *********
@Greg ********
on the contrary, that could be the main reason he wants to retire there
Like
Reply
Greg *********
@Kevin ********
Thailand is not a good place to be if you have limited finances.there is no support network or sympathy for anyone on low income.
Like
Reply
Reply to
Greg *********
Reply
Sasha ***********
$3000 what… US, Pound, Euro, Australian??? Has to equal
*****
Baht per month!
Like
Reply
Jon ********
DSasha Alexander what does $ mean? lol
Like
Reply
Sasha ***********
@Jon *******
don’t shoot the messenger.. that’s what the OP wrote 😁
Like
Reply
Mma *******
@Sasha **********
in this case it would be US. If its not ‘said’ which dollar it is assuned US d0llar.
Like
Reply
Simone *********
@Mma ******
what a load of crock!
Like
Reply
Sasha ***********
@Mma ******
Always better to talk in facts than assumptions!
Like
Reply
Reply to
Sasha ***********
Reply
Andy ************
@Jon *******
You do realise there's a dozen or more countries using $, all of which have different values? lol lol
Like
Reply
Tony *********
@Andy ***********
maybe it's the Zimbabwe dollar.
Like
Reply
Jon ********
@Andy ***********
educate me where the us $ has a different value in different countries
Like
Reply
Andy ****
@Jon *******
the questioner writes $ but does not say US Dollar. Many countries use their own $.
Like
Reply
Andy ************
@Jon *******
You obviously don't realise that many countries use the $! lol
Like
Reply
Jon ********
@Andy ***********
Explain how that works. How the dollar retains different values around the world. If it did every brokerage house firm in the world would be going crazy with arbitrage.
Like
Reply
Andy ************
@Jon *******
Not the sharpest knife in the kitchen drawer are you? lol
Like
Reply
Jon ********
The standard worldwide is the US dollar $.......although Trump is working on that LOL
Like
Reply
Jon ********
Federal Tax Agent with the Treasury Department. You ?
Like
Reply
Andy ************
@Jon *******
That I believe! Dumb as dogsh*t and you showed it too, with your lack of understanding simple English! 😂😂😂
Like
Reply
Terrence ***********
@Jon *******
in that case god help us.
Like
Reply
Jon ********
@Terrence **********
When he fires Powell the market will plummet even more. The $ is down 10% already and the market is now a bear market.......yes it is grim.
Like
Reply
Terrence ***********
@Jon *******
just wait until the bond market gets really spooked. That’ll cause a 20% drop in US equities.
Like
Reply
Jon ********
@Terrence **********
It already has dropped 20%. Countries are dumping the T Bill as the USA in no longer viewed as stable due to Trumps madness.
Like
Reply
Terrence ***********
@Jon *******
the markets have dropped about 14% since he became president. I’m talking about 20% from here.
Like
Reply
Jon ********
@Terrence **********
It depends on the day. The markets have already been in bear territory but Trump keeps jerking around his tariff threats so the market is extremely volatile. Down, Up...down...if he fires Powell who knows how far it will fall. But Trump and his buddies can short and put the market and keep making money. Hard not to see this as market manipulation.
Like
Reply
Al **********
@Jon *******
American Dollar , Australian Dollar, Canadian, Singaporean, Taiwan....there are over 20 different types of Dollar, all using the same $ symbol but all different values.
Like
Reply
Jon ********
@Al *********
That is what he was trying to say but could not articulate it. Thank you.
Like
Reply
Andy ************
@Jon *******
But no-one even mentioned the US dollar, until you started flapping your gums. 😂😂😂😂
Like
Reply
Reply to
Andy ************
Reply
Andi ***********
Yes, The OA retirement visa, check your local Thai Embassy site for the info.
Like
Reply
Reply to
Andi ***********
Reply
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.