Here's my personal recommendation - come to Thailand on visa exempt and get 60 days, extend once for 30 more days (1900 baht at immigration). Then fly to Vietnam ($25 for a 90 day Evisa). Enjoy Vietnam and while you're there apply for the DTV. Problem solved.
If you can find a category under soft power or 'workcation', the DTV may be a good option. It's a 5 year multi entry visa with 180 days each entry, so it's very convenient for setting up Thailand as a home base. Also easy to add dependents after the initial applicant is approved. Last but least, only 500k in any bank as opposed to 800k (or 65k monthly) in a Thai bank.
This is the kind of info that confuses people. You DO NOT need a Thai bank account to get the non-o retirement visa. The initial 90 day non-o gives you the time to open a Thai bank account. Also your screenshot is for the O-A. The O doesn't require insurance, background check, or a health certificate.
And NO, your visa is not revoked if you leave the country. You are confusing 90 day reporting which is required any time you are in the country for 90 days consecutively.
Most important thing for Thailand if you intend to "live" here is having a proper visa. If you're over 50, retirement visa is probably the best option.