Good for you. I agree with having money sit in a Thai bank account, which is why I do the monthly transfer. I wouldn't transfer the 800k as I get 8% interest tax free in Australia on that amount. That's why I chose the OX visa. Leave the money at home. But no border bounces or visits to Immigration for me for five years at a time. I didn't work smart my whole life to be counting every 90 days. Retirement is for having fun
It sounds like you're a Cheap Charlie. Unable to raise the funds in order to get a real visa. You don't have to tell me anything about being smart with money when you're young. I have no trouble transferring 85k per month because I need that to live on.
International transfer shows in your account as a foreign transfer. I've used that method for years, albeit on retirement visa, min 65k per month. Never had a problem