Many of us have pensions but have also saved for our retirement years and have equities and bonds. In the USA we pay at most 23% and change on qualified equity dividends and capital gains….a lot less then what a Thai pays. Do we pay additional taxes to Thailand which is 35% taxation for a comparable income for many of us? No one has cited the Thailand tax code …including accountants…to answer that question.
Self insure. Pacific Life accepts new policies through age 74. Requires many examinations to prove your health. Any health related issues are not covered . If you had a history of hypertension ( high blood pressure) you will not be covered by potential complications such as stroke or heart attack. You will be covered for accidents and food poisoning. Less expensive to just pay cash which is still very inexpensive.