phillipines is nasty compared to Thailand. I live in both. Infrastructure of Thailand is 1000perxent more advanced and crome in Philippines is a major problem. Won't have that problem in Thailand. You can't even put phillipines as a developing country.
that's why it's worth paying agent. Thailand know that most embassy are not certifying income anymore. It's a ploy to make you deposit large sum with no interest. I won't reward the bank. I make enough off interest on my money to pay agency and keep my money secured in American bank gaining 5 percent
it's best where you live because of the bank book. Not all banks will issue you a new bank book. Many will tell you that is has to be done at original bank. Another stupid ass rule they make up. It's not the same umbrella for same branches of Bangkok bank am told. Still have not figured out why in the hell you would need a bank book. Immigration makes you get a certified letter from bank. They don't take the book at face value
I went to ais recently to change my phone plan and they tried to tell me I needed a work permit. I told them they were full of shit and ask for manager. Than they tried to tell me I was no longer able to have the unlimited internet account and I told I was no longer able to pay the bill. Than after everything I said I would post the experience and they changed their mind. I ask why they lie. Was it for their amusement. After looking at bank book she said oh you live here. It's always something.