Paul ********

RBS charge only £15, but the exchange rate isn't as good. That's where the bank makes it's large cut, leaving you thinking you're getting a bargain when you're not.

There's a reason the banks have huge offices !

8 months ago

What are the best services for transferring money internationally to fund a Thai visa and open a bank account in Chiang Mai?

Paul *********

No worries, it's good to know about the services out there.

8 months ago

What are the best services for transferring money internationally to fund a Thai visa and open a bank account in Chiang Mai?

Paul *********

@Jay *********

Thanks, Ive just done the calculation using Remitly, and like the bank, the fees are hidden in the exchange rate.

An exchange of £20,000 would give me 15,816 THB more by using Wise.

Though the question is whether the other services register the transaction as a foreign transfer in your Thai bank account.

8 months ago

What are the best services for transferring money internationally to fund a Thai visa and open a bank account in Chiang Mai?

Paul *********

@Jamie *****

The Wise charge is a lot higher, but the exchange rate is a lot better. The difference is 1.

*****

7 baht per pound. That is 22,375.14 baht difference, once the charges are taken into account the difference is circa 18,000 baht in my favour.

8 months ago

What are the best services for transferring money internationally to fund a Thai visa and open a bank account in Chiang Mai?

Paul *********

That is a single transaction of £20,000 GBP. The banks rate is almost 1 baht less than Wise, and the charges are also factored in.

8 months ago

What are the best services for transferring money internationally to fund a Thai visa and open a bank account in Chiang Mai?

Paul *********

Thanks, I already use Chase as my debit card when I am there, I also use Revolut.

I was just hoping that someone could confirm about whether transactions from these sources are marked as international, as required by immigration.

8 months ago

What are the best services for transferring money internationally to fund a Thai visa and open a bank account in Chiang Mai?

Paul *********

I've just done the maths on this, it would cost me

*****

baht to send via my bank, in comparison to using Wise at this particular point in time.

So, the banks a non starter.

8 months ago

What are the best treatment options for severe arthritis in Thailand, especially concerning knee replacements?

Paul *********

@Mike *******

It's all fine talking about diet etc, etc, but she's the one in pain.

We went through the injections. In the end they just speed up the break down of the knee by masking the problem, and allowing the joint to wear faster.

In the end it's your partner's pain, you should really do what she wants or requires.

9 months ago

What are the best treatment options for severe arthritis in Thailand, especially concerning knee replacements?

Paul *********

My wife has had both knees replaced. She has minimal pain now (right knee only), which could yet improve because it's not yet a year since it was done.

After she had her first knee replaced, they asked about her second knee, and she had no hesitation at all. Which tells you all you need to know.

9 months ago