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Can I insure and tax a vehicle in Thailand if it's registered in my spouse's name but I will be the primary driver?

Vehicle Insurance Thailand Car Registration Spouse Visa Insurance Policies Driving in Thailand Expats in Thailand Chiang Mai

Sep 18, 2024

3 months ago

ORIGINAL POSTER

Hi folk, we will be moving to our house in Chiang Mai in January. I will be applying for a spouse visa for myself.

My question is actually about vehicle insurance, as we will be purchasing a car shortly after arriving. To purchase the car, it will obviously be in the bossladys name, however, she doesn't drive.

 Will I be able to tax, and insure the vehicle on a first class policy despite the vehicle being registered to her ?

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TLDR : Answer Summary

The user is relocating to Chiang Mai and inquiring about vehicle insurance since they will be obtaining a car registered under their spouse's name. Comments confirm that it is possible to tax and insure the vehicle regardless of registration, with several users sharing their experiences and recommending obtaining comprehensive insurance for better protection.

John *********

Yes, you can do it all just the way you want. Just don’t get the cheap insurance. Get the most expensive insurance (cheap for you and I). My cool pickup truck is in my wife’s name. I’m not worried about that. Married 35 years.

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Nick ************

Use the broker check DI for insurance quotes. They are very helpful. I am with Tokyo Marine and had great service.

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Paul *********

ORIGINAL POSTER

@Nick ***********

Thank you.

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Paul *********

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Paul ********

Insurance is for the car in Thailand, not a specific driver.

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Us *****

Please tell me you didn't pay for the house and put it in her name for the ease of it.

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Paul *********

ORIGINAL POSTER

We've been married over 25 years, it's never been a problem, and won't start being a problem now.

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Us *****

I wish the best for you.

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Us *****

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Phil ******

yes thats not a problem

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Julian *******

Why put it in her name ? You can buy a vehicle and have it in your name

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Paul *********

ORIGINAL POSTER

Just for the ease of it.

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Jeffrey **********

I've purchased many. why do you think it's easier ?

just 1 paper differences

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Paul *********

ORIGINAL POSTER

@Jeffrey *********

Why is everyone here concerned about the car being in my wife's name.... Do you not trust your own partners ?

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Jeffrey **********

I guess some of us are more experienced and have lived here for quite a long time. Myself 28 years. The laws are different here than back home and we've seen this play out time and time and time again

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Paul *********

ORIGINAL POSTER

@Jeffrey *********

I can assure you that 'this' is not playing out, and people assuming are certainly living out their own prejudices.

We've been married more than 25 years, the property in Chiang Mai, we've owned more than 20 years. We own plenty of properties here in the UK which we let out.

So perhaps we could hold up with the newbie horror stories, and stick with the original question.

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Paul *********

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Michael ********

Yes no issue

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Michael ********

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