ok brilliant.. I've been trying to get my head around this for a while now and I honestly felt like i was going around in circles and even ready to pay an agent (65k she wanted on Samui) or Thai elite visa to just get this down and out the way. I was given so much conflicting information it left me absolutely lost.
I am comfortable with the bank situation and will look at swift transfer as I was planning to do a wise transfer over (but I see what you mean as hard to transfer out of Thailand with wise )
I've never used swift but I will check it out.
I'll go to BBK bank and ask for the letters required and try to have all the documentation ready.
Once I have the 90 day initial O visa can I apply right away for the 1 year extension? Or do I have to wait?
Again thanks for the tax info ...I am under retirement age and have an accountant at home in the UK , so I'll make sure all is up to date and I have my tax letters to show I am paying my bills in the UK .. and see what else they might ask for.